Credit Reviewer - Commercial & Corporate

Join Bank Amar Indonesia as a Credit Reviewer - Commercial & Corporate and play a pivotal role in evaluating credit applications for SMEs. This position offers a competitive salary, performance bonuses, flexible work arrangements, and exceptional career growth opportunities. Located in the heart of Jakarta Selatan, you'll be part of a dynamic team dedicated to supporting the financial needs of businesses across Indonesia.

As a Credit Reviewer, you'll be responsible for assessing the creditworthiness of commercial and corporate clients, ensuring that our bank's lending decisions are both sound and compliant with regulatory standards. You'll work closely with our loan officers, internal auditors, and external credit agencies to gather and analyze financial data, market information, and risk assessments. This role is perfect for professionals with a strong background in credit analysis, financial modeling, and risk management who are eager to make a tangible impact on the business.

📋 Tanggung Jawab Pekerjaan

• Review and evaluate credit applications for SMEs, assessing financial statements, market conditions, and credit history.
• Conduct thorough due diligence on potential borrowers, including site visits and interviews with key stakeholders.
• Collaborate with loan officers and internal teams to ensure accurate and timely credit approvals.
• Monitor credit portfolios, identifying and addressing potential risks in a timely manner.
• Stay up-to-date with regulatory requirements and industry best practices in credit analysis.
• Provide regular reports and recommendations to senior management on credit policies and practices.
• Train and mentor junior staff on credit analysis techniques and procedures.
• Participate in continuous professional development activities to enhance your skills and knowledge in credit risk management.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum of 3 years of experience in credit analysis, risk management, or a similar role in the banking or financial services industry.
• Proficiency in financial modeling, using tools such as Excel, Power BI, or similar software.
• Strong understanding of credit scoring models and risk assessment techniques.
• Excellent analytical and problem-solving skills, with the ability to make data-driven decisions.
• Knowledge of Indonesian banking regulations and industry standards.
• Strong communication and interpersonal skills, with the ability to work effectively in a team environment.
• Fluency in both English and Indonesian is a plus.

🛠️ Keahlian

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